I can still remember in my secondary school days when teachers would ask us what we want or imagine ourselves to be 10 years down the road. Then, it was easy. Probably most of us would just envision ourselves to be in university reading our desired course, graduating with good results and getting a decent job.

Turning 21 is scary because it marks the start of 'adulthood'. It is even scarier because it is the start of the most important phase of our lives and the sort of lives we are going to lead in the future will all depend on the decisions we make from then on. I am not comfortable with making such big decisions that would affect the rest of my life yet.

It is even worse if I try to imagine myself 10 years down the road. I cannot, even in my wildest dreams imagine where and what I will be 10 years later. Will I have a satisfying job that I enjoy? Will I be married with children? If so, who will be my family; or will I remain single for the rest of my life? Will I be in debt because of a housing loan or car loan? Really scary thoughts.

I'm so grateful that I'm still young right now. I have to constantly remind myself to be prepared for the future and be ready to take on its challenges. I don't think it would be fun if I reach a point in life where I realise that I'm unprepared or that it's too late.

As for now, I think it's time to start planning and sowing.